Insurance Bets: Why Side Wagers Increase the House Edge in Blackjack

The Math Behind Blackjack Insurance

When the dealer shows an Ace, they will offer an 'Insurance' bet. This side wager pays 2:1 and costs half your original bet, winning only if the dealer has Blackjack. Let us look at the house edge.

1. The Real Odds

In a standard 6-deck game, the dealer will have Blackjack roughly 30.7% of the time. The insurance bet has a high house edge of about 7.4%. Statistically, this is a losing play.

2. Playing Basic Strategy

Avoid taking insurance and stick to standard basic strategy moves. Message our WhatsApp helpline to try our VIP tables today!